Mercado Pago is intended to democratize money, encouraging millions of people to have access to several financial services that help them grow and develop. Technology allows us to offer a full range of financial services in each corner of Latin America.

The Mutual Investment Fund offered through Mercado Pago, supervised and managed by Banco Industrial, is a lean, low-risk and 100% digital option to get daily returns on your invested balance. Besides, money is available at all times to carry out purchases, pay for services, withdraw cash or make transfers.

Investing in the Fund is very easy and there is no need for a bank account. The invested money generates returns that are shown on a daily basis and are always available to be used any time. More than 6 million people in Argentina have already chosen it to make their money grow from their cell phones. It is a low-risk, instant redemption tool, and it is 100% digital.

Thanks to this tool, the number of Argentine people and businessmen investing in this type of funds has increased, generating a positive impact, not only in terms of access to more sophisticated solutions, but also in terms of financial education. The money invested generates returns that are shown daily and can be used at any time, either to buy by a QR code, pay using the prepaid Mercado Pago card in stores,  carry out transfers to a bank or digital account, add value to transport cards and pay for services, among other options.

The use of Mercado Fondo in Argentina accounts for a federal tool. Nowadays, it exceeds 10% of the penetration over the total population in nine provinces and it keeps going up.

Technological acceleration has brought a deep change of habits in users, and  Mercado Pago meets this need by offering a comfy, clear and safe user experience. We have a huge opportunity: the number of users who can invest their money keeps on growing. We must think about what the future may bring, developing innovative tools that keep giving access to millions of users.